What is the limit of IC Huaxia Platinum Credit Card?
Speaking of Platinum Card, many card friends may be discouraged. After all, not everyone can meet the application conditions and easily win a high amount. However, the platinum card introduced to you today-ic Huaxia Platinum Credit Card can be said to be a "clean stream" in the platinum card. Let's talk to the card friends about the credit limit of IC Huaxia Platinum Credit Card.
what is the limit of p>ic Huaxia Platinum Credit Card
Usually, the higher the credit card level, the higher the corresponding limit. The credit cards of China Merchants Bank, CITic and other banks have a quota of more than 5, platinum cards, while the quota of IC Huaxia Platinum Credit Card is relatively close to the people, with a minimum quota of 3, and a maximum quota of 5,.
the credit card limit is comprehensively evaluated by the bank according to the information provided by the applicant and its credit status, so the specific credit card limit varies from person to person, subject to the final approved limit of the bank. When applying for a low-limit credit card, cardholders should not rush to cancel the card. Keeping a good record of using the card can increase the credit limit.
ic Huaxia Platinum Credit Card Limit Improvement Skills
1. There are doorways to swipe your card
In daily consumption life, it is best to get into the habit of swiping your card whenever you can, and you can swipe it yourself or help others. Ensure that the frequency of swiping cards is high, with an average of more than 1 pens per month, and more than 2 pens is better; The amount of consumption is large enough, and the total amount of consumption in half a year is at least 3% above the limit, so that banks can feel your spending power and the demand for more credit card limits; Consumer merchants should be multi-typed, not always similar to the business scope of the company. It is best to cover all aspects of food, clothing, housing and transportation, and have consumption records in shopping malls, gas stations and hotels, so as to avoid the suspicion of cashing out.
2. Credit is the key
A good personal credit record not only plays a great role in the process of applying for a credit card, but also has an impact on handling credit business again in the future. Therefore, cardholders must repay on time to avoid overdue credit cards. Especially after large consumption, if you can repay in full, you will not only accumulate a good credit record, but also prove your repayment ability to the bank to some extent.
what is the general amount of China HNA co-branded card platinum card unionpay?
the amount of credit card is directly related to the cardholder's overdraft spending power, especially for the airline co-branded card, which will require a large amount. If the amount is too low, it may not be necessary to use the card. Today, I'd like to introduce you to the general amount of China HNA Co-branded Card Platinum Card UnionPay.
according to the credit card grade, the amount of platinum card is generally more than 5, yuan, but the amount of platinum credit card issued by Huaxia Bank is generally 15, batches. The specific amount will be determined by Huaxia Bank according to the applicant's credit conditions.
Many cardholders have applied for the Platinum Card UnionPay Edition of Huaxia HNA Co-branded Card, and the amount of the card is not particularly high:
Cardholder "Kashen 15635169":
The amount of the Platinum Card of Huaxia UnionPay of the new card is only 15,, which is too low to use;
Card friend "sailor":
The line is 1,, and there is no credit report;
Cardholder "Jundal":
Online application for Huaxia Yinunionpay Platinum Card was approved in seconds, and the quota was no surprise, with an initial quota of 3,.
From the above, it can be seen that the amount of UnionPay for Huaxia HNA Co-branded Card Platinum Card is not all 5, yuan, and the initial credit granted by most card friends is less than 5, yuan, but it is also good to get the Platinum Card. Some card friends said: Make good use of the card and raise the card, and the amount can be doubled after one year.
The benefits of China HNA Co-branded Card Platinum Card UnionPay Edition are still quite exciting. You can enjoy the benefits of Jin Peng membership, points redemption mileage and various card swiping gifts, and you have the opportunity to get high Jin Peng points, which is quite real for trapeze artists. Even if the card amount is low, it is worth raising a card.
Huaxia HNA co-branded card benefits: platinum and diamonds are very eye-catching!
conclusion: not all the unionpay quotas of Huaxia HNA co-branded card platinum card are above 5, yuan, depending on the credit conditions of individual card application. If you encounter a credit of less than 5, yuan, I suggest that you increase the amount of your card. After all, the rights and interests of a platinum card are rare.
what is the credit card limit of Huaxia bank for the first time?
Although Huaxia Bank is not a mainstream bank, its credit cards still have many loyal cardholders, which is mainly due to the rich wool. For credit card Xiaobai, I must be more concerned about the credit card quota of Huaxia Bank for the first time. If you are interested, you may wish to know about it.
the credit cards issued by Huaxia bank mainly include the following series: platinum series, titanium series, intellectual property series, standard series, joint series, official series and colorful series (discontinued).
The credit card limit of Huaxia Bank is mainly determined by the applicant's credit conditions, and it will be affected by the card grade:
The credit card limit is generally between 3 million and 1, yuan;
the amount of gold cards is generally between 1, and 5, yuan;
the amount of a platinum card is generally more than 5, yuan.
When applying for different grades of Huaxia Bank credit cards, the bank will determine the specific amount after scoring the comprehensive score according to the applicant's credit conditions, and there may be a lower amount than expected, such as only a few hundred or thousands of gold cards; The amount of platinum card is less than 5,.
To apply for Huaxia Bank Credit Card for the first time, in order to obtain a high credit limit, you need to have good credit information and strong economic strength to ensure the corresponding repayment ability and gain the trust of the bank.
what is the general credit limit of Huaxia Platinum Card?
The minimum credit limit of Huaxia Platinum Card is 5, yuan. The initial limit of Huaxia Changhang Zunshang Platinum Card and Huaxia Changhang Platinum Card is 5, yuan, the initial limit of Huaxia Elite Zunshang Platinum Credit Card is 3, yuan, and the initial limit of Huaxia HNA co-branded credit card and diamond card is 1, yuan.
the final approval amount shall be determined by comprehensive evaluation based on the application materials provided by the applicant and the transactions in financial institutions.
Huaxia Platinum Card is a multi-currency and multi-functional financial payment tool issued by the Bank to high-end customers. It has the functions of cash deposit and withdrawal, transfer settlement, consumption payment, etc., and cannot be overdrawn. With Huaxia Platinum Card, you can enjoy the value-added services provided by the Bank.
in addition to the value-added service of Huaxia Gold Card and the handling fee discount of Huaxia Platinum Card (please refer to the charging standard-preferential service items of the Bank for the preferential price), you can also enjoy the following services:
__ (1) Priority consultation on overseas financial services (study abroad, overseas investment consultation, etc.).
__ (II) One-to-one wealth management services
__ The Bank's professional financial planners provide professional advice and services to customers in financing, investment, various financial instruments, taxation, law and inheritance, and customize financial planning schemes for customers.
__ (III) Fortune Club Services
__ Give priority to all kinds of theme salons of the Bank (art awards, parent-child experience, investment and financial salons, travelers' clubs, etc.).
how to handle it?
__ (1) High-end customers with financial assets of RMB 6, (inclusive)-RMB 6 million.
__ (2) Bring your valid certificate to the branch wealth management center of the Bank, and the wealth management manager will handle the Huaxia Platinum Card for you.
_ Huaxia Diamond Card is a multi-currency, multi-functional and comprehensive financial payment tool issued by the Bank to middle and high-end customers. It has the functions of cash deposit and withdrawal, transfer settlement, consumption payment, etc., and cannot be overdrawn. Holding Huaxia Diamond Card can enjoy the value-added services provided by the Bank.
what are the characteristics?
__ In addition to the value-added services of Huaxia Gold Card and Platinum Card and the handling fee concessions of Huaxia Diamond Card (see our charging standards-preferential services for details), you can also enjoy the following services:
__ (1) exclusive butler service.
__ (2) One-on-one senior financial planner service.
__ (3) "n" to "1" services provided by exclusive private bankers, investment experts and private banking consultants.
how to handle it?
__ (1) High-end customers with financial assets of RMB 6 million or more in the Bank.
__ (2) Bring your valid certificate to the wealth management center of our branch, and the wealth management manager will handle the Huaxia Diamond Card for you.
I'd like to know the amount of platinum credit card of Huaxia Bank.
The credit card amount of Huaxia Bank is generally not low. The amount of platinum credit card of Huaxia Bank is generally 15, yuan, the amount of titanium card is 3, yuan, and the amount of titanium beauty card is 5, yuan. It is not easy to handle platinum cards. Generally, banks invite qualified users to handle them. If they handle them, the amount of platinum card will be at least 1, yuan.
if you want to know the details of Huaxia bank's credit card, you can dial Huaxia bank's hourly customer service hotline 4-669-5577 and the 24-hour overseas customer service hotline 861-6629577 for consultation.