In fact, "overdue credit cards were collected at the meeting. As long as the cardholder's credit card is overdue, the bank will upload the overdue record to the Credit Information Center of China People's Bank. However, as long as the repayment is made in time, the overdue situation is not particularly serious, and generally it will not affect the subsequent cardholders to handle credit card or loan business. However, if the repayment is delayed after the deadline, once it is overdue for more than 90 days, it will be recognized as malicious overdue by the bank, and the consequences will be very serious. Investment is risky, please make a careful decision.