How to adjust the credit card limit of China Merchants Bank?
The credit card limit of China Merchants Bank can be set in the following ways:
1. Log in to China Merchants Bank Pocket Life APP and click on mine;
2. Click Card Manager, select the credit card for which you want to set the limit, click the card surface, and select the card limit in the pop-up window;
3. enter the limit to be limited, and click limit now.
ChinaMerchantsBank is the first joint-stock commercial bank in China, which was established on April 8, 1987 and headquartered in Shenzhen.
On April 9, 22, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 22, 26, it was listed on the Hong Kong Stock Exchange. Mainly engaged in banking and financial services.
On March 18th, 222, China Merchants Bank disclosed its annual report for 221, and its annual operating income was 331.253 billion yuan, up by 14.4% year-on-year. The net profit attributable to shareholders of the bank was 119.922 billion yuan, a year-on-year increase of 23.2%.
Debit card for enterprise business
: It can be divided into one card and golden sunflower card, with functions of fixed demand, multi-deposit, multi-currency and multi-function.
credit card: a credit card in the form of chip magnetic stripe, which has all the functions of credit card such as overdraft and integral.
sunflower wealth management: a comprehensive wealth management service system for individual high-end customers, covering liabilities, assets, intermediary business and financial consultants.
China Merchants Cigna: China Merchants Cigna Asset Management Co., Ltd. will become the fourth foreign-funded insurance asset management company after being approved for construction.
enterprise investment
in December, 22, it invested in the series A investment of 1 billion yuan from Yonghui Color Fresh Development Co., Ltd..
Enterprise cooperation
On June 18th, 22, China Merchants Bank signed a strategic cooperation agreement with Tianjing Bio. According to the agreement, China Merchants Bank intends to provide Tianjing Bio with a comprehensive financing line of not less than RMB 2 billion in the next five years and provide all-round financial services. [4]
In February 221, we participated in the strategic cooperation agreement of RMB 11.5 billion for Weimar Automobile.
On January 25th, 222, China Merchants Bank signed the Strategic Cooperation Agreement on M&A Financing with China Resources Land and its affiliated Vientiane Life in Shenzhen, and all parties established a deep partnership on M&A financing. China Merchants Bank fully supported the development of M&A business of China Resources Land and China Resources Vientiane Life.
on March 3, 222, China merchants bank and country garden holdings co., ltd. signed a 15 billion yuan strategic cooperation agreement on real estate m&a financing, and the two sides established a deep strategic cooperation relationship on real estate m&a financing. China merchants bank granted country garden a 15 billion yuan m&a financing line, which is dedicated to country garden's real estate m&a business, including but not limited to m&a loans, m&a funds, asset securitization, and innovative financing products derived from m&a related business needs.
How to modify the limit of China Merchants Bank
There are three ways to modify the daily limit of online payment of China Merchants Bank's credit card:
1. Telephone banking settings: cardholders can directly call the bank's customer service hotline and contact China Merchants Bank's customer service phone to modify it.
second, bank counter setting: cardholders can bring their ID cards and credit cards to local bank branches, and the counter can handle the business of modifying the payment limit.
Third, log in to online banking to modify the limit:
Users can use their mobile phones to open Baidu browser, search and log in to China Merchants Bank official website () to find online payment, and click Open to find the "Online Payment Limit Settings" interface; Modify the payment limit; After the modification is completed, confirm the modification and the payment limit will be reset.
Operating environment:
Brand model: Xiaomi 12Pro
System version: Android11 version MIUI13
app version: v13.2..1
Established in Shekou, Shenzhen in 1987, China Merchants Bank is the first joint-stock commercial bank wholly owned by an enterprise legal person in China, and it is also a national bank.
It has been shortlisted for seven consecutive years since it was first named in the Fortune Global 5 in 212, and ranked 213th in the Fortune Global 5 in 218. On June 26, 219, eight banks, including China Merchants Bank, launched the first batch of enterprise information networking verification systems. In July 219, the 219 Fortune Global 5 was released and ranked 188th. In November 219, the "Belt and Road" China Top 1 Enterprises ranked 85th. In December 219, China Merchants Bank was selected as one of the top 1 brands in the 219 China Brand Power Festival. On December 18th, 219, People's Daily ranked 31st on the "China Brand Development Index" 1 list. On January 13th, 22, it was selected as the winner list of 22 Hurun to Shangyou products. In March 22, it was selected as the 74th in the Top 5 Global Brand Values in 22. In May, 221, it ranked 22nd in "221 Forbes Global Enterprises 2".
How to modify the single credit card limit of China Merchants Bank
When we use credit cards, we all want to set a limit for them, which is both safe and can control our blind consumption. How to modify the credit card limit? Now let me talk about this topic.
first of all, official website, who needs to access China Merchants Bank's credit card, uses the search engine to find the correct website, and then clicks Enter.
after entering official website's homepage, click "One Netcom Login" or "Personal Banking Popular Edition", enter your credit card and inquiry password, and you can log in (there will be SMS verification).
after entering the personal bank, as shown in the figure, click "online payment" at the top and select "online payment limit setting" from the drop-down menu.
enter a value less than or equal to the maximum credit card limit in the red box in the figure, which is the daily limit of online banking payment. If it exceeds this limit, transactions cannot be made.
click "card management" at the top to set the current credit card limit, as shown in the figure, and click "modify".
enter the card current limit number in the red box. If it exceeds this number, you can't spend any more in this period.
Special note
The credit card of China Merchants Bank (mine is a sunflower card) cannot adjust the single limit, only the daily limit of online banking and the current limit of credit card can be adjusted. In addition, I need to remind you that you must click Safe Exit after using online banking.
How to modify the single limit of China Merchants Bank
Users can modify the single limit of China Merchants Bank through the mobile app of China Merchants Bank. The modification steps are as follows:
1. Open the mobile app of China Merchants Bank and click "My" in the lower right corner of the home page to log in;
2. then click the "bank card" option on the login page to enter the bank card list page;
3. Click on the bank card whose payment limit is to be modified;
4. on the bank card management page, click "transfer management";
5. Then click "Transfer Limit";
6. Then enter the modified single payment limit and certificate number, and click "Modify Limit";
7. Then enter the SMS verification page, click "Get Verification Code", enter the verification code, and click "Next";
8. finally, enter the withdrawal password of the bank card and click "confirm" to finish the modification.
single limit: refers to how much money each limit is. For example, if the bill transfer limit is 5, yuan, only 5, yuan can be transferred at a time.
daily limit: refers to how much money is limited per day. For example, the daily limit of transfer is 5, yuan, so no matter how many transactions the user transfers on the same day, the total sum of transactions can't exceed 5, yuan
The daily limit of inter-bank ATM transfer in all banks in China is 5, yuan
According to the regulations, cardholders can use any UnionPay card to transfer funds to other UnionPay cards on any bank ATM, and the limit is 5, yuan per day. ATM inter-bank transfer transactions are mainly small, which belongs to inclusive finance service. According to the data of China UnionPay, 15% of the transactions of ATM inter-bank transfer do not exceed 5 yuan, 35% do not exceed 1 yuan, and more than 7% do not exceed 3, yuan.
the fees charged by banks are different, and there are roughly three kinds of charging methods.
the first category, ICBC, ABC, CCB and ATM inter-bank transfer fees, regardless of the same city and different places. If the amount of a single remittance is less than 2, yuan, the handling fee will be charged to 2 yuan; 2, yuan to 5, yuan, handling fee 5 yuan; 5, yuan to 1, yuan, the handling fee is 1 yuan; Remittance of 1, yuan to 5, yuan, handling fee of 15 yuan.
the second category, inter-bank transfer fees for Bank of China, Xingye, CITIC, China Merchants Bank, Minsheng and ATM, with a 3 yuan of less than 1, yuan and a 5 yuan of 1, yuan to 5, yuan; Inter-bank transfer in different places is charged at 1% of the transfer amount, with the lowest in 5 yuan and the highest in 5 yuan.
in the third category, the inter-bank transfer of Bank of Communications and ATM in the same city is charged at .5% of the transfer amount, and the inter-bank transfer in different places is charged at 1% of the transfer amount, with the lowest in 5 yuan and the highest in 5 yuan.
Alipay's trading limit:
1. It must be explained that Alipay has no limit setting function, and you can spend as much money as you have. It can only be said that when the user pays a certain amount, he needs to use the verification code bound to the mobile phone. There are banks with payment limits. When you pay with Alipay, if the balance is not enough, you must recharge it. Every bank has a daily limit.
2. At present, users are controlled to use the mobile phone verification code when the single payment amount reaches 2 yuan and the daily cumulative amount exceeds 6 yuan (at present, this limit has been set and cannot be modified). Alipay will implement the SMS charging system from January 1, 214 next year, and will open users who are notified by SMS in everything.
3. When the verification code is required to be sent for each payment, the user's .6 yuan/month will be charged every month. If the verification code is not required for each payment, it is usually free when the amount of a single payment reaches 5 yuan and the accumulated daily consumption exceeds 1 yuan.
This concludes the introduction of how to change the single limit of China Merchants Bank's credit card and how to change the single limit of China Merchants Bank's credit card. I wonder if you have found the information you need?