The billing date and the final repayment date are generally not set by themselves, but by the bank according to the time of issuing cards. According to the accounting date. The billing date of a credit card is fixed every month, and how many days after the billing date is the final repayment date.

1. What is the interval between the credit card billing date and the repayment date?

Most bank credit cards expire 20 days after the bill date. For consumption on the first day of each billing cycle, the longest interest-free period is 50 days. The billing date and repayment date of different bank credit cards vary from 2 1 day to more than 50 days. Open the credit card center official website, log in to the credit online banking, and you can see the billing date and repayment date on the billing page.

The bill date is the date when all the consumption in the current period finally generates the bill, and the repayment date is the date when you must repay the current arrears. According to these two dates, the interest-free repayment period of the credit card cycle can be determined, the shortest is 2 1 day and the longest is more than 50 days. The general repayment date is 20 days after the bill date, and the longest repayment date is about 56 days after the bill is consumed or swiped.

Once the user uses the credit card, he should know the repayment date, and it is better to repay before the repayment date. Repayment on the repayment date, although it does not affect the credit information, is easy to be overdue. The repayment proposal should start on the second day after the bill is issued, which is active.

Second, there are many differences between billing date and repayment date: billing date is the time of accounting, which is a fixed date stipulated by each bank and can be specific to a certain day of each month; The repayment date is the date of repayment according to the bill amount of the current month. There is no fixed deadline (the date of each month does not have to be paid), but there will be a latest deadline, usually within 20 days after the bill date.

For example, the billing date of a credit card is the 6th of each month (fixed), that is, the bill received on1October 6th,1.7-1.6, and the final repayment date is the 20th day after1October 6th. On the other hand, the bill received by 65438 on February 6th recorded the transaction during the period of1.7-12.6, and the final repayment date was 65438+February 26th, and so on.

Credit card overdue repayment will generate interest, and failure to repay the minimum amount will generate late fees. Of course, full repayment will not charge any interest, but if there is no full repayment, the overdraft interest of the credit card will be very high, and the daily interest of five ten thousandths is equivalent to the annual interest rate 18%.