1, in which the annual fee of the entity card is RMB 100 (15 USD) for the main card and RMB (7.5 USD) for the auxiliary card in 50 yuan. The annual fee for the first year is directly waived. As long as you spend more than three times with the card in one year, or the total annual consumption of all the main cards under your name reaches 15 or above, you can waive the annual fee for the next year. As for virtual cards, there is no annual fee (including supplementary cards).
2. Cardholders can enjoy random cashback without threshold consumption (the transaction amount is less than $ 1 and there is no cashback), and it is not limited to industries/merchants, including all consumption through MC channels, with a maximum cashback of $ 100/ billing month; The virtual card Haitao costs more than $300 per order, and the order can also receive transportation insurance; This card also exempts 1.2% foreign exchange transaction service fee, and gives free first-year transaction security guards. However, it should be noted that the card cannot be consumed through VISA/MasterCard in China (including online transactions and credit card transactions of physical merchants).
China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China. On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "China Guangfa Bank" (hereinafter referred to as "Guangfa Bank"). By the end of June 2020, the total assets of Guangfa Bank were 28 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% compared with the beginning of 2020. In the first half of 2020, Guangfa Bank achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.