Current location - Trademark Inquiry Complete Network - Overdue credit card - How to prevent credit card theft?
How to prevent credit card theft?

Credit card security is the most important thing to pay attention to when using credit cards. Here are some ways to prevent credit card fraud.

1. Enable credit card consumption notifications

Cardholders should try their best to activate the credit card SMS notification service so that they can keep track of their credit card account dynamics anytime and anywhere. Once any abnormalities are discovered, they can make immediate decisions respond. If you are overseas and the mobile phone number bound to your credit card does not have international roaming enabled, you can also follow the bank's WeChat account, or call the bank where the credit card belongs specifically to ask if there is a WeChat notification service.

2. Set credit card consumption limits

According to your own consumption situation, set the daily credit card consumption limit and limit to minimize losses.

3. Replace the magnetic stripe card with a chip card with a higher security level

Nowadays, credit cards are generally chip cards. If you still have an old magnetic stripe card, it is recommended to replace it as soon as possible. Magnetic stripe cards compress the front card number and verification code into the magnetic stripe of the card. All information can be read by a card swipe machine and can easily be copied and stolen. When swiping the card for consumption, the chip card will not display the card number information, but one at a time. It is a unique data source that can read all information and is not easy to be stolen.

4. Purchase anti-theft insurance

Many insurance companies have launched anti-theft insurance for travel credit cards, which adds a layer of protection to credit cards and makes consumption abroad more secure.