In fact, even if the card issuer goes to the public security organ to report the case, the police cannot directly arrest people after receiving the report. Without legal documents, the police are not qualified to arrest people casually. The prerequisite for the police to take compulsory measures against the parties concerned must be that there is evidence to prove that they constitute the crime of credit card fraud and a criminal detention decision must be issued.
1, when the credit card is overdue, it must not be ignored. First of all, you should get in touch with the bank to show your current economic situation and express your willingness to repay. I hope that the bank will coordinate and customize a reasonable repayment plan, and then work hard to make money and pay off the arrears slowly.
Bank staff will continue to contact you after the deadline, but don't deliberately avoid these calls. After connecting the phone, you should make clear your willingness to repay and the current economic pressure in time and beg for a period of time.
3. If the cardholder really can't repay the amount required by the bank, he can apply to the bank for an extension or sign a personalized installment agreement. Generally speaking, the impact of overdue credit cards is still relatively large. I suggest that you must pay back on time.
Legal basis: Article 196 of the Criminal Law stipulates that if the amount of credit card fraud is more than 5,000 yuan, the conviction amount shall be specified. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment.