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Do I have to go to the counter to activate my credit card?
Not necessarily.

The first time you apply for a bank credit card, you need to activate it at the counter. At present, if users register their credit cards at the counter first, they don't need to go to the counter to activate their credit cards. If users apply for a credit card online for the first time, they need to go to the offline counter to activate their business. It is a business that needs offline counter activation. It should be noted that online credit cards must have a password set at the bank counter. When activating the card at the bank counter, the applicant should remember to bring the customer card confirmation letter, the bank card and the original valid identity certificate.

If the cardholder already has a credit card in the bank, there is no need to go to the bank counter to activate it. Most banks require applicants to activate their cards in person when applying online.

Generally speaking, the first time you use a credit card, you must go to the counter to activate it. What cardholders need to pay attention to is that when activating the credit card, they must carefully set the password to avoid subsequent theft. To apply for a credit card through online channels, the applicant needs to bring his ID card, activate SMS and credit card to the issuing bank.

Can I cancel my credit card without cutting it?

Of course. If the user wants to save the card, he can cancel it without cutting it, but he should keep it properly. Users are advised to cut the card, because not cutting the card will be risky, and cutting the card can avoid unnecessary trouble. If the user's credit card is stolen after cancellation, the loss does not need to be borne by the user, and the bank will compensate the user for the stolen money.