2. If the information submitted is insufficient, you can apply for this card, but there is no quota. Those who meet the relevant requirements of BOC (including but not limited to providing property certificates and salary certificates) may apply for increasing the quota.

3. It looks good.

4. Those with dynamic password cards or USB flash drives are all financial management versions, and all are online banking versions, which can be paid by transfer. If the assets meet certain standards, they can be upgraded to VIP version.

The annual fee of credit card is like this. The annual fee of BOC Gold Card should be 100 yuan, not 80 yuan, and there is no annual fee for salary card. The high annual fee+transaction free annual fee is to encourage the use of cards.

6. Calculate the interest according to the current interest rate. This function is called special preferential function by banks, and deposits have interest.

7. Saving memory to withdraw money is free. You can set any 1 province, city or autonomous region in Chinese mainland as "My Network" and deposit and withdraw money in this region for free.

8. One yuan has points, and online shopping also has points.

9. This card is a credit card.