Credit card application conditions:

1. Aged 18 or above;

2. Have a fixed occupation and stable income, and the workplace is generally in urban or rural areas of the place of permanent residence. Residents;

3. Fill out the application form and sign in the "Applicant's signature" area. At the same time, when we apply for a credit card, we need to provide the following information:

1. Copy of ID document, proof of employment, income certificate, etc.;

2. Provide bank deposit certificate, real estate certificate, degree certificate, etc. ;

3. For those with foreign household registration, overseas personnel applying for local jobs, and active military officers applying for credit cards in their own names, some card-issuing banks may require a temporary household registration issued by the local public security department or issued by the relevant department. Proof (including proof of work).

It is worth noting that the credit card application review is comprehensively evaluated by the system, and many factors are taken into consideration, such as age, job stability, income, personal credit and other aspects, and not just Determined by various factors. Everyone's situation will also be different and it is difficult to compare with each other.

In order to pass the system's comprehensive assessment and credit limit judgment. Detailed application materials are as follows:

1. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal ), or a copy of the original and marked work permit that has been verified by the promoter;

2. Proof of financial resources: it can be a salary record issued by a bank, or an income tax withholding voucher, or a house, car, Documents proving the market value of deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove the level of financial resources. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

In addition, the additional requirements for applying for a credit card are:

1. Educational certificate. The level of academic qualifications will affect the credit card limit. Generally speaking, the higher the academic qualifications, the higher the limit.

2. Personal credit investigation. Personal credit report is very important when applying for a credit card. Banks will only approve the application if your credit record is good.

3. Asset certificate. If the applicant has a house, car or other assets in his name that can prove his ability to repay, it will be easier to apply.

4. Social security card. If the applicant has a good job and has paid social security, it will be relatively easy to apply for the card.

5. Credit cards and statements from other banks. If there is no social security, the applicant can also show other bank statements or credit cards, which can also prove the repayment ability.

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Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service. A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit cards stipulated in my country's relevant laws ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions that have all the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc. Or an electronic payment card with partial functions. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card.