1. After overdraft consumption, the repayment date will be automatically deducted from the balance;

2. The credit card used needs an annual fee, which will be automatically deducted from the balance after it expires;

3. Some banking services have been opened, and the payment will automatically expire and will be deducted from the balance; For example: SMS reminder service.

If it is automatic deduction, you need to check the statement: if the landlord needs to check the details of the last 12 months, he needs to log in to his online bank to check it. The specific steps are online banking-credit card-credit card inquiry-invoiced inquiry.

If you still have questions after checking, you can also call the service hotline of the corresponding bank for feedback, and the customer service can further combine your actual accounts to answer.

Extended data:

Credit card repayment rules:

After handling the installment repayment business, when paying off in advance, the interest generated by each installment also needs to be paid off. In other words, the handling fee for each installment of credit card prepayment will not be cancelled on the spot because of prepayment. If you pay off the money after the repayment date, the bank will charge the relevant handling fee and interest on the next repayment date. That is, after paying off the arrears, it will still be deducted.

Annual fee is one of the sources of income for banks to issue credit cards, and any credit card will generate annual fees. The essence of annual fee exemption is that banks get annual fee compensation by swiping a certain amount or times by cardholders! Therefore, credit card banks that have not been used for a long time but have not cancelled will still deduct last year's fees, resulting in the situation of paying off the deducted money. Credit card cancellation must be thorough, in addition to card cancellation, you must also cancel the account!

In the era of more and more cases of credit card theft, we can't ignore this risk when there are any suspicious charges on credit cards! It is also very simple to exclude, as long as you check the consumption records in the bill, including POS machines, consumer merchant information and so on. Contact the bank to freeze the account immediately if you find any problems. After the new credit card regulations, stolen credit cards can also get reasonable compensation, so they must be abandoned.

Baidu Encyclopedia-Credit Card Annual Fee Rules

Baidu encyclopedia-credit card