1. The most common reason why credit cards are locked is that the password is entered incorrectly. Once the password is entered incorrectly for more than 3 times, the credit card will be locked. You must bring your ID card and bank card to the counter to unlock it. It is not advisable to hold too many credit cards, otherwise the password is unclear or the password is the same, and the security cannot be guaranteed.
2, credit card cashing and overdue behavior, because once the credit card is overdue for 2-3 months, the bank will lock its credit card. For small partners who often cash out with credit cards, once the ABC's risk control system monitors the cardholder's cash-out behavior, it will lock its cash-out ABC card.
If the password is entered incorrectly for three times, the extended data will be locked, but this can be divided into query password input error and ATM withdrawal transaction password input error. The query password was entered incorrectly, and it was automatically unlocked the next day. If the transaction password is entered incorrectly, you must bring your credit card and cardholder's ID card to the bank outlet to unlock it.
For the overdue problem, repayment is the most important thing at present. Regardless of the full amount, installment and minimum amount, the bank will re-evaluate the arrears first, and unlock them if the circumstances are not serious, otherwise they will only remain locked.
But if it is a cash-out behavior, it will be more troublesome. You can contact the relevant personnel to explain the situation first, so that they can consider it as appropriate in the case of good card use in the past, and provide the previous normal consumption records to apply for opening, and then maintain good card use habits.
Why is ABC's credit card locked? How to unlock it?