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Is Ka Niu Dai Rui reliable? Is it a usury?
Ka Niu Rui's loan is reliable, not usury.

We can judge the reliability of online lending platform from four aspects: platform qualification, lending mode, loan interest and overdue collection, and judge Ka Niu Rui Loan from these four aspects.

Platform qualification

Ka Niu Rui Loan is a loan platform of Shunshun Technology Group, which is considered as a relatively large enterprise. It was awarded as a unicorn enterprise in China in 20 18.

Lending model

Ka Niu Rui Loan has very low requirements for borrowers. You can apply for a loan with your own credit or your own credit card. Under normal circumstances, it will be easier to apply for a loan with a credit card, the amount will be larger and the loan interest rate will be lower.

Loan expenses

The loan interest of Ka Niu Rui Loan is determined according to the borrower's comprehensive credit situation, and the daily interest rate can be as low as 0.02%. Borrowing RMB 654.38+00000 a day from Ka Niu Rui can earn interest as low as 2 yuan. However, the borrower may have to pay a certain service fee. The monthly interest rate is within 3%.

Overdue collection

In view of overdue behavior, Ka Niu credit loan mainly focuses on telephone collection, SMS collection and reporting credit information, and will not be violently collected. Ka Niu Rui loans overdue's collection is more active.

The reliability of Ka Niu Rui Loan is relatively high, and different online lending platforms are suitable for different people.