How to transfer credit card money to bank card

Credit card money can be transferred to bank card in the following ways:

1. The user logs in to online banking or credit card APP, select the credit card you want to withdraw cash from, then select the cash advance option, then fill in the receiving bank, and you can transfer the credit card limit to the bank card;

2. Users can bring Insert the credit card and debit card into the ATM machine, withdraw the money and then deposit it into the debit card;

3. Users can also go to bank branches to find staff to handle withdrawals and transfers.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or spend money at specialized commercial service departments. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the bill date.

How to transfer money online with a credit card?

Question 1: Can a credit card be used to transfer money online? Online transfer is already the most familiar method of remittance, but most people will use a debit card for online transfer. , then? This is a question that many netizens will ask. I will answer it here. In fact, all credit cards cannot be transferred directly, but Alipay and Tenpay can be recharged, because the recharged money is used for consumption and cannot be withdrawn in cash. Credit cards cannot be used for overdraft transfers, but if there is excess deposit in the credit card, transfers can be made. However, this situation is regarded as a cash withdrawal. Therefore, fees and interest corresponding to the cash withdrawal amount must be paid in accordance with the requirements for cash withdrawals. The bank The interest rate is generally 50,000 per day. Although credit cards cannot transfer funds externally, they can accept transfers from other debit cards. If you want to use your credit card to receive money from someone else, all you need to do is provide your credit card to the sender. The remitter will use the information you provide to remit money directly to your credit card through online banking. Therefore, since the credit card has the function of accepting transfers, the credit card can be transferred and repaid online. If you hold a debit card from another bank and have opened the inter-bank transfer function of online banking, you can use this function of online banking to Repayment by credit card transfer from our bank.

Question 2: Can credit cards be used for online transfers? ? The credit card needs to be linked to a debit card from the same bank as this credit card, and the debit card must be used for online banking. All 4 major banks can do this. Online transfers are equivalent to cash withdrawals, but online shopping is not considered cash withdrawals! The inter-bank credit card handling fees of the four major banks are almost the same, but other commercial banks are not completely aware of them. There is no such thing as intra-city cash withdrawal for online transfers!

Question 3: How to transfer money online with ICBC credit card? Online banking transfer method:

1. Log in to the official website of the Industrial and Commercial Bank of China, icbc/icbc/, and click Personal Online Banking to log in;

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2. Enter your online banking account number (), password and verification code on the login page! Click OK to proceed to the next step;

3. After logging in successfully, select "Transfer and Remittance" in the menu bar above;

4. Enter the transfer and remittance page and select the account you need to transfer and remit. Type;

5. Fill in your transfer information in turn and click Submit. You can choose to fill in the SMS reminder of successful remittance, 0.2 yuan each. Do not fill in the mobile phone number if it is not needed;

6. The system prompts you to insert the U-Shield. After inserting the U-Shield on the computer, click Confirm;

7. Fill in the verification code below, and click Confirm after completion;

8. Enter your USB-Shield password when it pops up, and click Confirm after entering; 9. Transfer information verification appears page, confirm that the bold characters are consistent with the U-shield screen display and click OK on the U-Shield to confirm! If it is not correct, just pull out the USB shield to terminate, and repeat the above steps;

10. After confirmation, the transfer success page will appear.

Question 4: How to transfer money online with a Bank of China credit card? If you are repaying a Bank of China credit card, you need to enter online banking and select the option "Credit Card - Credit Card Repayment" to perform the repayment operation. You must have selected "Transfer and Remittance - Transfer and Remittance within Bank of China", so it won't work.

Question 5: Can China Construction Bank credit card be used for online transfer? The main function of the credit card is to swipe the card at the POS machine for consumption. It can be used in supermarkets, shopping malls, and wherever there is a POS machine.

If you have opened online banking, you can transfer money online. This is an overdraft and will require a handling fee.

To put it bluntly, you just want to withdraw the money from your credit limit. What do you want to withdraw it for? Still have to consume. So swiping your card is the right way to go. It’s impossible to cash out for the purpose of going to Mars. The advantage of having a credit card is that you don’t have to borrow money from others. Swiping the card is equivalent to borrowing from the bank.

Question 6: How to transfer funds online with Agricultural Bank of China credit card is a bit vague. Credit cards only support card payment and UnionPay payment, and do not support fund transfers. If you are talking about online banking or Agricultural Bank of China credit card, there are usually two types. : 1. For our credit card, you should first enter "Credit Card Registration" under "Credit Card" to register it, and then enter "Credit Card Self-Service Repayment" under "Credit Card Repayment" to transfer the money.

2. For credit cards from other banks, you should first enter "Payee Management" under "Transfer and Remittance" to maintain the relevant information of the payee, and then enter "Single Transfer" under "Transfer and Remittance" "You can transfer the money, which is equivalent to an ordinary inter-bank transfer.

Question 7: How to transfer money online with a transportation credit card? You need to go to the counter to sign up for online banking before you can transfer money

Transfers are possible. But it’s best to save money there first and avoid “overdrafting” to prevent interest problems.

Question 8: Can online banking transfer or pay to credit cards of other banks? Hello, if you use China Merchants Bank All-in-one Card, you can transfer funds through our online banking after activating the online transfer and remittance function of the All-in-One Card. Whether the payee can accept it or not depends on the specific regulations of the other bank. If you have other questions, it is recommended that you consult "Customer Service Online" forum.cmbchina/...ncmu=0. Thank you for your attention and support!

Question 9: Can you buy things or transfer money online with a credit card? Whether you can buy things online with a credit card depends on whether the merchant where you make online banking payment has opened the credit card payment function. Generally, credit cards can be used to pay phone bills, Taobao, etc. can be used. But not all banks’ credit cards are acceptable. Before you pay, you have to check whether the payment platform has your bank’s credit card. For example, Bank of Communications credit cards cannot be used for WeChat payment and phone bill payment. Because they are not cooperating. Credit cards can only be used for online banking payments, cash advances, and transfers are not allowed. Can I buy things online? Question: Online shopping and auctions are possible, right? Have you opened online banking in advance? But is this cash advance a cash withdrawal? Answer: Yes. As long as you open online banking, it will be exactly the same as a normal debit card. The only difference is that credit cards require interest, while debit cards do not. However, transfer is not possible. You must pre-borrow cash before you can get cash

Question 10: Can credit card repayments be transferred online? It’s still 550 or 600. It can’t be played anymore, but it can still be used in the future.

Only some credit cards support online transfers (China Merchants Bank, etc.). Many banking services are not perfect and do not support it yet.

How to transfer money to others with a credit card

Question 1: How can I transfer money to others using a credit card? Hello, do you use our credit card? If so, our credit card supports cash advance through ATM, bank counter, online banking and telephone. If you use online banking cash advance/telephone cash advance, you can transfer the required funds to the China Merchants Bank All-in-one Card in your name in real time (the account opening documents of the credit card and All-in-One Card must be consistent). Supplementary cardholders can use the telephone to advance cash, but cannot use online banking to advance cash.

If the ATM credit card transfer is equivalent to a cash advance, the funds can be transferred to a UnionPay card of any bank (not limited to the person’s name). The transfer limit, handling fees and interest charges are the same as Cash advances are consistent.

Each credit card needs to set a transaction password and keep the cash advance function enabled before cash can be withdrawn.

Access method: Log in to credit card online banking, click Card Management → Transaction Password Management, and follow the prompts.

More ways

Mobile banking: Log in to credit card mobile banking, enter Card Management → Transaction Password Management, and follow the prompts.

Phone voice: Call the credit card service hotline, after verifying your identity, press 3, and then press 3 again to enter the transaction password setting and modification.

Handling fees, interest and limit limits:

Handling fees: The handling fee for domestic RMB cash advances is RMB 1 of the amount of each cash withdrawal, with a minimum charge of RMB 10 per transaction; overseas RMB cash advance The cash borrowing fee is 3% of the amount of each cash withdrawal, and the minimum charge is 3 US dollars or 30 yuan per transaction (American Express-Centurion Black Gold Card, American Express-Centurion Platinum Card charges a minimum charge of 5 US dollars or 30 yuan per transaction) 30 yuan). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the day of cash withdrawal to the date of settlement, interest will be charged at a daily interest rate of 5/10,000, and compound interest will be charged on a monthly basis.

Limit limit: The cash advance limit is generally 50 of the credit limit (except for cards with special provisions). At the same time, the daily cumulative cash advance amount of each domestic card is capped at RMB 2,000; the daily cumulative cash advance amount of each household for overseas non-UnionPay lines shall not exceed the equivalent of US$1,000, and the cumulative amount within one month shall not exceed the equivalent of US$5,000. , the cumulative amount within 6 months does not exceed the equivalent of US$10,000.

(You can consult online through QQ or WeChat any information you want to know about China Merchants Bank’s credit card services. Method 1: Search 4008205555 among QQ business friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center)

Question 2: How can I use a credit card to transfer money to others? Currently, credit cards do not have the transfer payment function, because the money on the credit card belongs to the bank, not to the bank. If you want to use your credit card to transfer money to someone else, you can only use your credit card to swipe the money into the other person's account if the other person has a card reader, or you can go to an ATM to withdraw cash and deposit it directly into the other person's account.

Question 3: How to transfer money to someone else’s credit card? You can use online banking, ATM machines, or over the counter to transfer money to someone else’s credit card. No password is required.

1. Online banking transfer

1. Log in to the bank’s official website and click Online Banking to log in;

2. Fill in the correct user name and password to complete the login;

3. Select Transfer - Peer/inter-bank transfer, fill in the payee information correctly, click Submit and enter the mobile phone verification code and dynamic password correctly to complete the operation.

2. ATM machine transfer

1. Insert the bank card into the ATM machine and enter the password to log in;

2. Select transfer and enter the payee’s account number , click OK;

3. Confirm the payee account number, enter the transfer amount, and click OK to complete.

3. Transfer over the counter

Bring your ID card and bank card to the counter to transfer money.

Question 4: Can a credit card be used to transfer funds to other people’s bank cards? Hello, it can be done through ATM. ATM credit card transfer is equivalent to a cash advance. Funds can be transferred to a UnionPay card of any bank (not limited to the person's name). The transfer limit, handling fees and interest charges are the same as those of a cash advance.

If you have other questions, please add QQ corporate customer service 4008205555 or look for the WeChat public account "China Merchants Bank Credit Card Center" and add follow it.

Question 5: Can I transfer money to a credit card? I believe many users must know that credit cards cannot transfer money, but some people are not sure whether they can transfer money to a credit card. In fact, general debit cards can transfer funds to credit cards. If you want to use your credit card to receive money from someone else, all you need to do is give the person your credit card.

The remitter will make a direct deposit or transfer money directly from your savings account based on the information you provide. However, transfers to credit cards generally arrive on the second working day, which cannot meet the demand for real-time transfers. In addition, according to different regulations of each bank, the handling fees charged when transferring funds to credit cards are also different. There is no handling fee for peer transfers. It should be noted that debit cards can transfer funds to credit cards, but credit cards do not have the ability to transfer funds to debit cards, so you cannot use credit cards to transfer funds to credit cards. When there is no arrears, the money deposited into the credit card through transfer is also called overpayment. Users can use this overpayment according to their own needs, but corresponding fees will also be charged when the overpayment is withdrawn.

Question 6: Can a credit card be used to transfer funds to other accounts? First of all, a credit card is a credit card and does not have a transfer function. Generally, bank transfer functions are limited to settlement accounts, that is, savings accounts. Therefore, users can transfer funds from a debit card to a credit card. This process is equivalent to credit card repayment. However, a credit card cannot transfer funds to a debit card or other credit cards because credit cards The limit is limited to consumption. If you really need funds, you can first withdraw cash with a credit card and then transfer money through a savings account

Question 7: How can I transfer money to others using a credit card? Looking for answers: Alipay does not support credit card transfers to bank cards, nor does it support credit card top-ups. But it supports transfer to Alipay, which is equal to consumption. There is no handling fee, but there seems to be no handling fee for transferring money from Alipay to bank cards twice a year. But it’s just a few dollars in handling fees.

Question 8: How to transfer money to someone else with a credit card? Credit cards cannot transfer money. There is no money in it, but only the available limit given to you by the bank.

Mobile POS machine. The maximum rate for a single transaction is 50,000.68.

Question 9: How to transfer money to others with China Merchants Bank credit card? How to operate on Palm Life? Credit cards cannot be transferred and can only be used for consumption

Question 10: How to transfer money to others with credit card. Hello , ATM credit card transfer is equivalent to cash advance. At designated bank ATMs in designated cities, funds can be transferred to any bank's UnionPay card (not limited to the person's name). The transfer limit, handling fees and interest collection and advance Borrowing cash is the same. Our bank's credit card does not have the function of online transfer to other banks' bank cards.

You can consult online through QQ or WeChat for any information you want to know about China Merchants Bank’s credit card services. Method 1: Search for 4008205555 among QQ business friends and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center.

How to transfer funds by credit card

1. Credit cards cannot transfer funds to each other. Credit cards can only transfer funds to debit cards. Credit card transfers are equivalent to credit card cash withdrawals, also called credit card pre-loans. cash. The daily interest rate for credit card cash advances is 50,000% of the advance amount, which is the same for all banks. Cash advance fees vary from bank to bank, but are generally more than 1% of the advance amount. If there is an overpayment in the credit card, which is what we often call the deposit balance, the credit card transfer within the overpayment does not need to pay interest, but there will still be a handling fee.

2. Credit card and debit card transfers are divided into two situations:

(1) Credit card transfer to debit card

This situation is possible , but you must have a debit card from the bank and open one of telephone banking, online banking and mobile banking before you can transfer money. And you have to pay a certain fee, and just like cash withdrawal, there is no interest-free period, and you will have to pay 0.05% interest every day, which is not cost-effective.

(2) Transfer from debit card to credit card

Generally, this situation applies to credit card repayments. Telephone hotlines, business outlets, online banking, etc. can be directly bound to debit cards. , make self-transfer repayment before the repayment date.

How do I transfer money to someone else using a credit card?

Credit card transfers are subject to conditions. Users who request credit card transfers must have a debit card from the bank and activate one of telephone banking, online banking and mobile banking.

After transferring and borrowing cash, cardholders must pay for it and pay related fees. Interest of 0.05% is charged every day, and relevant handling fees are also charged.

Take China Construction Bank as an example. Online registration can only be done after you have opened a card and set a consumption_cash withdrawal password.

1. Log in to the China Construction Bank website.

2. Click on the "Online Banking" service.

3. Click to activate the "Online Banking" service.

4. Confirm the customer service agreement.

5. Enter personal information as prompted, where the account number is your credit card, the account password is your credit card consumption_cash withdrawal password, and the additional code is entered as shown in the box on the right.

6. After successful registration, you can log in to credit card online banking with your ID number, the login password you entered when registering, and the additional code prompted to complete credit card transfers.