Try not to borrow money from unfamiliar intermediary companies, which is easy to be copied and cashed out.
Good luck! Please accept the answer and support me. If you have any questions, please ask. Thank you for your support O(∩_∩)O~
Can I get a credit card without a real estate license? Yes All banks have similar requirements and standards for handling credit cards. Generally, proof of income is needed, not proof of work. However, credit card applicants must hold valid real-name certificates, mainly considering factors such as age, whether they have a job, source of income, integrity and compliance, and risk control.
First, according to the "Regulations on the Registration of Individual Deposit Accounts in real-name registration system", the real-name certificate refers to:
(a) China citizens living in China are resident identity cards or temporary resident identity cards;
(2) China citizens living in China 16 years old are household registration books;
(3) Identity documents of soldiers and servicemen of China People's Liberation Army; Identity documents of China People's Armed Police and Armed Police;
(four) Hong Kong and Macao residents, for Hong Kong and Macao residents to and from the mainland pass; Taiwan Province residents, mainland travel permit for taiwan residents or other valid travel documents;
(5) Foreign citizens, passports. Other circumstances other than the above provisions shall be implemented in accordance with relevant laws, administrative regulations and relevant state regulations.
II. Channels for applying for bank credit cards:
1. Log in to the bank to apply for online banking;
2. Call the bank customer service hotline to apply;
3. Apply at the counter of bank outlets;
4. Pay attention to the bank's WeChat official account application.
Three. Materials and certificates to be provided when handling:
1. Domestic residents only need to provide: a completed and signed application form, identification documents, residence documents and income documents;
2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit;
3. If it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date shall also be provided.
If you want to apply for a large credit card, you need to provide proof materials with good economic strength, such as real estate license, copy of car driving license, etc. Bank borrower (good credit, no bad record) or copy of deposit certificate, etc.
Applying for a credit card for the first time. Is it okay to have a work certificate? The most important condition for banks to apply for China Merchants Bank credit card is 18-60 years old (foreigners are 25-60 years old), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.
If you are interested in our credit card and have never held our credit card, you can apply in the following four ways:
1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer";
2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person;
3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application.
4. If you have applied for the professional version of our online banking, you can apply through the professional version.
Remind you that credit card verification is subject to the final audit result.
After we receive your application materials, the normal review is 10 working days. Once approved, we will make a card for you within two working days and send it to you by registered mail according to the billing address. It usually takes a week or two to receive it.
Can I get a credit card with a real estate license and no work certificate? If it is China Merchants Bank, I need to provide proof of work before I can apply.
If you apply for a CMB credit card, there is a CMB in the local area, age 18-60. If you can provide ID card, work certificate and income certificate, you can try to apply. If you apply for a car card, you need to attach a copy of the driving license in your name. If the local branch has clear regulations, the regulations of the local branch shall prevail. Subject to the final audit result of the credit card.
Can farmers get a credit card without a work certificate? Can I get a loan? Yes, but you must deposit money in the bank that handles credit cards. If you handle the construction bank, you have a deposit in the construction bank.
Can I get a credit card without provident fund and work certificate? I can get a credit card.
It's easier to apply for a credit card now;
1, there is a fixed work unit, and the salary is punched. The social security paid by the company to individuals will increase the application opportunities.
2. There is a house and a car, the bank still has a certain deposit, and it has the financial resources to prove its ability to pay back the money.
3. Have a good credit record.
Therefore, whether there is a provident fund does not affect the application for a credit card. However, it is also possible that some banks only pay more attention to the conditions of provident fund, but they can handle credit cards from other countries.
You can apply for a credit card at a bank outlet, a salesman who handles credit cards, or official website, where credit cards are used.
What should I do if I go to work in a factory without a work permit? Credit cards cost nothing. There are several ways.
You can apply for a credit card under the following circumstances:
Apply at the bank counter first (provide ID card and work certificate).
Second, make an appointment for the bank staff to visit (you can call the bank).
Third, the official online application (the amount is generally not very high, you only need to fill in the information, the phone at work is answered, and there is not much problem with personal credit information, so you can generally apply for a card).
If you can't do it, you can only spend money to find someone.
Do ka, get cash, and you can find me.
How to apply for a credit card without a work certificate? Is there a charge for issuing this card? There are also conditions for applying for a credit card:
1. Identity certificate: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and the soldier needs to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;
3. Proof of financial resources: it can be a payroll record issued by a bank, or an income tax withholding certificate, or a document that proves the market value of a house, a car, a deposit and an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level.
To sum up, it is generally easier to be rejected without a job, but if the repayment ability and personal assets are good, the bank has a certain deposit and personal assets are solid, you can also apply for a credit card.
You don't have a work certificate, but you have a running salary and social security certificate. Can I apply for a credit card without a work certificate? If you apply for a China Merchants Bank credit card, you have a local China Merchants Bank, age 18-60. If you can provide ID card, work certificate and income certificate, you can try to apply. If you want to apply for a car card, you need to attach a copy of the driving license. If the local branch has clear regulations, the regulations of the local branch shall prevail. The verification status of the credit card.
Is it easy to apply for a credit card without a work certificate in Gushi County? 1. The most basic conditions for handling a credit card are: work certificate and ID card;
2. The work certificate can be replaced by my social security card, or provide fixed assets in my name, such as cars, houses and large deposits. ;
3. If you don't have a work certificate, social security or fixed assets, you can apply through a bank credit card in official website, but you must provide the company's fixed line. The advantage of online application is that you don't need to provide proof of work, but you still have to deal with the telephone audit of the bank, so the fixed line is the most important.