The nature of the residence is:

1. Self-purchase with a loan;

2. Self-purchase without a loan (that is, whether there is a house, whether there is a loan for the house, whether it is Living with parents, etc.)

To apply for a credit card, you need to provide the following information:?

1. Copy of ID document, proof of employment, proof of income, etc. ?

2. If you can also provide bank deposit receipts, real estate certificates, degree certificates, etc., the application and approval process will be more convenient and faster. ?

3. If the household registration is in other places, overseas personnel are applying for local jobs, and active military officers apply for credit cards in their own names, some card-issuing banks may require a temporary household registration issued by the local public security department or relevant departments. Issuing certificate (including work certificate). ?

4. Other conditions required by each card-issuing bank.

Extended information:

In most cases, citizens with full capacity for civil conduct (citizens over 18 years old in mainland China) and with certain direct financial resources can apply to Apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country.

Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.

The application form is accompanied by a contract for using the credit card. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have an application A person's autograph.

Reference: Baidu Encyclopedia-Credit Card