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Which bank’s VISA card is more cost-effective to apply for in euros when traveling abroad?

If you go to Europe, you belong to the Eurozone.

So whether it is a VISA or MasterCard dual-currency credit card, it may go through two currency exchanges during consumption and repayment, and a foreign currency exchange fee of 1.5 will be charged each time, so it is recommended to apply for these brands of euros. Card.

At present, many banks such as Bank of China, China CITIC Bank, China Construction Bank, China Everbright Bank, etc. have issued euro credit cards. When using euro credit cards to make purchases in the euro zone, you can directly convert euros into renminbi at the current exchange rate and repay the money in your account. Deposits are made, and foreign currency exchange fees are waived. For specific information, you can check product details on the official websites of these banks.

Euro Credit Card Recommendations

1. China Construction Bank European Travel Credit Card

The European Travel Credit Card is the first European travel-themed credit card in China with RMB and Euro accounts. Dual-currency credit cards are mainly issued to overseas customers such as those traveling to Europe for tourism, business, and students studying abroad. In addition to providing the basic rights and services of the Dragon Card credit card, the European Travel Credit Card also provides exclusive special rights and interests for people traveling to Europe, allowing you to travel around Europe and the world.

2. Bank of China Euro Credit Card

The Euro Card was launched by Bank of China Guangdong Branch. It is the first Euro bank card issued by banks in the province and is also the first Euro bank card in Asia. The institution issues Euro international cards for the first time. It is a market segment product of Bank of China Great Wall International Card.

The Euro Card can enable consumption in the original currency and avoid various exchange losses. That is to say, domestic residents traveling to and from Eurozone countries or traveling to the Eurozone can avoid the foreign exchange losses incurred by previous transactions with US dollar cards or Hong Kong dollar cards by holding Euro cards to make purchases, denominated in Euros and settled in Euros. As for the money spent on overdraft consumption, cardholders can repay in euros or directly in RMB.