The running score was not caught and stopped running. If there are facts, it is indeed illegal, but it is not necessarily suspected of a crime. Administrative penalties are still possible.

The entire benchmarking process has four nodes, namely the defrauded user, the fraud gang, the benchmarking platform, and the users participating in the benchmarking. In order to prevent a single collection account from being blocked, benchmarking users will purchase or borrow a large number of other people's credit cards for benchmarking business. At this time, the judicial authorities consider this behavior to be illegal possession of other people's credit cards, that is, holding other people's credit cards due to lack of legal basis. If the number of credit cards is relatively large (the judicial interpretation stipulates that there are more than 5 cards), then the crime of obstructing credit card management will be considered.

Whoever prevents damage to credit card management shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or solely be fined not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to not less than three years. A person shall be sentenced to fixed-term imprisonment of not more than ten years and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan, knowingly holding and transporting credit cards that are counterfeit, or knowingly holding and transporting blank credit cards that are counterfeit, in larger quantities (judicial The explanation requires more than ten sheets). Illegal possession of other people's credit cards, with a large number (more than five as stipulated in the judicial interpretation). Using false identification to fraudulently obtain a credit card. Sell, buy, or provide others with forged credit cards or credit cards fraudulently obtained with false identification.

Article 192 of the Criminal Law of the People's Republic of China and the People's Republic of China on the crime of fund-raising fraud. For the purpose of illegal possession, using fraudulent methods to illegally raise funds. If the amount is relatively large, he shall be sentenced to not less than three years and seven years. If the amount is huge or there are other serious circumstances, the offender shall be sentenced to fixed-term imprisonment of not less than seven years or life imprisonment and shall also be fined or have property confiscated.

If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

Article 195: Whoever commits the crime of letter of credit fraud under one of the following circumstances and conducts letter of credit fraud shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not less than 200,000 yuan. A fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is extremely huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to a fixed-term imprisonment of not less than five years but not more than 10 years. Fixed-term imprisonment or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or confiscation of property:

(1) Using a forged or altered letter of credit or accompanying documents or documents;

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(2) Using a voided letter of credit;

(3) Fraudulently obtaining a letter of credit;

(4) Using other methods to conduct letter of credit fraud.