Physical store consumption, online consumption, food, clothing, housing and transportation can be done. These are universal purposes.

You can redeem points gifts in the credit card website of China Merchants Bank-Points Plan column and participate in the points lucky draw.

In many well-known stores, you can exchange points for goods like credit cards to deduct consumption.

Air mileage (Platinum Card and American Express Card only) can be paid in cash (half of the overdraft limit).

Withdraw cash (half of the overdraft limit).

In fact, there is not much difference between credit cards and debit cards and cash when spending. As long as the money spent by credit card in advance is paid off on the repayment date, there is no interest, which is equivalent to spending your salary in advance, spending goods with cash and savings cards, and credit cards are also acceptable. The premise is to grasp the degree.