Credit cards are overdue for three months, hundreds of thousands, and there are 200 thousand debts owed to individuals. Can the bank return the 200,000 yuan that the house was sold to individuals before the prosecution? Theoretically, it is possible, but only if the bank does not sue you, or accurately, before the court decides that you lose the case, the bank does not apply to the court for property preservation.

But I still want to advise you to think it over, which is very bad for yourself. Now that you have reached this point, your best plan at present should be to sell the house, and then take the initiative to repay the credit card debt, and how much is left to deal with your private personal debt. If you wait until the bank sues and the court decides, you have no right to dispose of the house. The court will auction your property, and the money you get will be given priority to the bank credit card. If there is any surplus, give it to the individual who sued you. However, if the bank auctions, the first auction will definitely fail, then the price will be reduced, and finally it will be handled internally. Property with a value of 6.5438+0.0000 yuan will generally have 400,000 to 500,000 yuan left after the final auction. I think this difference is enough for you to pay off all or part of your personal debts.

So, I think you should think about it. You've burned your bridges. Do you still have to bear unnecessary losses? Don't you want to leave some hope for your comeback? Comparing the two schemes, both inside and outside should be able to lose a lot.

Finally, I wish you can correct your mistakes and go ashore as soon as possible!