Whoever obstructs the management of credit cards shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or solely be fined not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to not less than three years and not more than 10 years of imprisonment. and a fine of not less than 20,000 yuan but not more than 200,000 yuan. Any staff member of a bank or other financial institution who takes advantage of his position to commit the crime in Paragraph 2 shall be severely punished. Using a bank card to transfer funds to others may involve certain illegal activities. For example, using your bank card to collect illegal gains or interests, illegally raising funds, making bribes and transfers, being used to collect money through fraud, and may also be used for money laundering. Cardholders must bear corresponding legal responsibilities if they use their bank cards for these activities.

Legal Basis

Article 177-1 of the "Criminal Law of the People's Republic of China" The crime of obstructing credit card management falls under any of the following circumstances. If the credit card management is obstructed, Whoever commits a crime shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or shall be fined not less than 10,000 yuan but not more than 100,000 yuan; if the quantity is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than 10 years, and shall also be fined not less than 20,000 yuan but not more than 20,000 yuan. A fine of not more than 100,000 yuan: (1) Knowingly holding and transporting a counterfeit credit card, or knowingly holding and transporting a large number of forged blank credit cards; (2) Illegal holding of other people's credit cards, a large number Large; (3) using false identity certificates to fraudulently obtain credit cards; (4) selling, buying, or providing others with forged credit cards or fraudulently obtaining credit cards with false identity certificates. The crime of stealing, buying, or illegally providing credit card information. Anyone who steals, buys, or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph. Any staff member of a bank or other financial institution who takes advantage of his position to commit the crime in Paragraph 2 shall be severely punished.