Compared with the income, China Merchants Bank is more profitable, and its security should be considered as the high point of Yu 'ebao, and its convenience is also better. Different wealth management products have different returns and different services of the wealth management platform. As long as the funds of the wealth management platform are safe, it is good to choose products with high returns.

Note:

1. Chao Chaoying is essentially a monetary fund, which is bound to China Merchants Lucky Treasure Monetary Fund B under China Merchants Fund Management Co., Ltd., and is the largest shareholder of the fund company, which was just established in 214. High security and flexible withdrawal. On the 7th, the annualized rate of return is about 4.5%, which is higher than the bank time deposit. If you put 1, yuan into Chaochao surplus, you will probably get 1.2 yuan income every day.

2. Yu 'ebao is a service launched by Alipay for individual users to make fund payment through balance. Transferring funds to Yu 'ebao means purchasing corresponding wealth management products from fund companies and other institutions. Yu 'ebao supported Tianhong Fund's "Yu 'ebao" Monetary Fund in the first phase. Monetary funds are mainly used to invest in securities with high security and stable returns, such as treasury bonds and bank deposits. In 212, the annualized rate of return of domestic monetary funds on the 7th was about 3.8% on average. Generally speaking, money fund, as a kind of fund product, has the possibility of loss in theory, but from the historical data, the risk of income stability is minimal.