Replace a bank card with a higher repayment limit. Enter the repayment page in Home-Repayment, select to replace the bank card, bind a bank card with a limit greater than the amount to be repaid, and ensure that the balance in the card is sufficient when repaying. Repeated operation of partial repayment. When repaying, make partial repayment according to the tips at the bottom, and complete this repayment through multiple operations.

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Credit card repayment means that when the cardholder's credit card consumption reaches the final repayment date, in order to ensure the cardholder's good credit record, the bill consumption funds will be returned to the bank. The so-called cardholder is the owner of the certificate used to handle the card. For example, Zhang San used his ID card to handle a bank card at the counter of Bank A, then the cardholder of this bank card is Zhang San. Even if this bank card is held by Li Si, the cardholder is still Zhang San and will not become Li Si. The handling of bank card business is regarded as Zhang San's handling, and the related obligations arising therefrom are also borne by Zhang San. Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

Online repayment, the common online repayment methods in China are: Baidu wallet, UnionPay online, quick money, Shengfutong, Alipay, Yifubao and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different. Inter-bank transfer and inter-bank transfer/remittance repayment are mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores. Counter access refers to bank cards issued by various networked financial institutions, and RMB current deposit and withdrawal transactions are conducted through counters of other bank outlets registered in the host system of UnionPay Trading Center. In Lacarra, cardholders can complete credit card repayment, mobile phone recharge, online bill payment and other services through convenience stores, bank outlets or purchasing "Lacarra" equipment terminals. Xinfutong, "Xinfutong" smart card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.