Apply to defer repayment or extend the repayment period, lower the interest rate, etc.

Users can take the initiative to call Borebei’s customer service to explain the situation. One is whether overdue fees can be reduced or reduced, and the other is whether the repayment period can be extended. If the customer service does not agree to delay or extend the repayment period, they can ask for the interest and all service fees to be reduced, re-agree with the other party on the relevant repayment plan based on the new interest rate, and promise to repay the money. Usually, in order to recover the arrears, the customer service Will agree to reduce part of the fee.

Extended information:

Notes:

When applying for Ant Loan, the borrower’s Sesame Credit will be mainly examined. All loan and repayment information will be recorded in detail. If the repayment is overdue or not paid, liquidated damages will be incurred, which will affect Zhima Credit Score and even be included in the central bank's credit report. It will be more difficult to apply for a loan in the future.

Therefore, it is recommended not to check the credit limit at will. If you really need funds and need to apply for a loan, you must ensure timely repayment after obtaining the loan. Otherwise, it will be a trivial matter to incur liquidated damages and it will affect your personal credit record. < /p>