The Industrial Bank Elite Card can be said to be a savings card or not, because this card is not a savings card in the actual sense. It can be used for financing, investment, consumption, and deposits. It's a kind of financial card. The Industrial Bank Elite Card is mainly issued to bank employees and exclusive institutions of the bank. Can be used as a salary card.

1. Introduction to elite card products

Industrial Bank elite cards are generally issued to exclusive institutions of banks and their employees. They have the function of paying wages for wealth management and value-added services. Deposits, financing, investment and consumption are all integrated. Industrial Bank has designed an exclusive financial card "Elite Card" to pay wages on behalf of customers, and customers can enjoy corresponding special services "Industrial Elite Card". The bank designates exclusive account managers for each institution, and customizes financial products and services for employees of each institution, comprehensively Integrate financial service solutions such as credit card consumption, third-party custody, precious metal trading, and personal financial management to help individuals easily implement reasonable financial planning and achieve "exclusive financial management."

2. Functions of the Elite Card

Industrial Bank has specially designed a smart call deposit account for the "Elite Card", so that the funds in the card can enjoy the convenience of high-yield call deposits , and enjoy the convenience of a current account. Online banking, telephone banking, mobile banking and other channels provide 24-hour services, especially the swift remittance platform (also called super online banking), which can realize real-time transfer of funds between commercial banks and truly achieve "convenient settlement". According to the settlement needs of "Elite Card" cardholders, inter-bank withdrawal fees, account management fees, and SMS service fees are reduced or exempted, and "Elite Card" cardholders are given exclusive privileges to enjoy "preferential rates."

To sum up, the Industrial Bank Elite Card is a card with very many functions, and Industrial Bank has specially designed a call deposit account for medium and heavy cards. Moreover, this card has very high returns. It is recommended that everyone use this card. Do not share personal information with others. If you withdraw money from ATMs across the country, you can also use this card to withdraw money, because you will enjoy certain discounts.