1. Will you be jailed if you are temporarily unable to repay your credit card debt?

1. Will you be jailed if you are temporarily unable to repay your credit card debt? The details are as follows:

(1) If you are temporarily unable to repay your credit card debt, you will be jailed. Temporary inability to repay is just a civil dispute and will not be investigated for criminal liability or jail time;

(2) After the creditor files a lawsuit in court and wins, if the debtor fails to fulfill the court judgment during the housing estate period, the creditor can apply for legal enforcement Execution;

(3) When accepting compulsory execution, the court will inquire about the properties, vehicles, securities and deposits in the name of the debtor in accordance with the law;

(4) In addition, there are no legal documents in the name of the debtor. If the property is subject to execution and he refuses to fulfill the effective judgment of the court;

negative information such as overdue repayment will be recorded in the personal credit report, and high consumption and entry and exit may even be restricted. Will be detained according to law;

(5) If he has the ability but refuses to execute, he is suspected of refusing to execute the judgment or ruling.

2. Legal basis: Article 313 of the "Criminal Law of the People's Republic of China"

Refuse to execute the judgment or ruling of the People's Court despite being able to do so , if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; if the circumstances are particularly serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

2. What are the consequences of a credit card that is overdue for 6 months?

When a credit card is overdue for 6 months, large late fees and overdue interest will be incurred, and a bad credit record will be left. In a few years, you will not be able to apply for home loans, car loans and other loans normally, and you will also face bank collections for a long time. If you ignore the bank's collection notice, your bank card may be frozen. If the user still refuses to repay after the call, the bank will also apply to freeze the user's account and may even face jail time.