Credit card advance payment, also known as credit card repayment, generally refers to a situation where a credit card user cannot repay the entire amount in the current month and wants to repay the amount in full to obtain interest-free or points. Or the user is unable to repay the money and delays the repayment time by paying monthly advance fees and other methods. \x0d\ The specific process for credit card advance repayment is: \x0d\ 1. The repayer will take your credit card and go to the bank where the repayment is due to make the repayment; 2. Wait for about ten minutes after the payment is completed, and then He cashed out all the amount he just repaid on his POS machine;\x0d\ 3. The credit card holder pays the repayer a handling fee (1%-3% of the repayment amount), and the bank determines that the credit card user has Repay in full and consume in full \x0d\ 4. Interest-free and send the next bill. \x0d\　In fact, according to bank regulations, credit card repayments cannot be delayed for one day. Otherwise, it will be considered as expected and late payment fees and interest will be charged. You can't just pay interest, you must pay the minimum payment, otherwise it will be considered overdue, and bank personnel will constantly call to collect. When credit card users are unable to repay the minimum repayment in the short term, or are able to repay the minimum repayment but do not want to pay high interest, they usually choose credit card advances.