1. Application conditions for rural credit cooperative credit cards:

1. Must be over 18 years old.

2. Annual income of at least 30,000 yuan.

3. Have no bad records on your personal credit record.

4. Stable job.

The following information is required:

1. Copy of ID card (copy by yourself).

2. Income certificate or work certificate from the unit (print it by yourself or collect it at the counter).

3. Credit card application form (collected at the credit union counter).

4. If you have real estate or vehicles, provide the information to the bank and you will get a large credit card limit.

After filling in the information at the rural credit cooperative, just hand it over to the credit card officer.

2. How to activate rural credit cooperative credit cards:

You must call customer service to activate, or you can activate online if you have online banking.

Extended information

Credit card application objects and methods:

1. In most cases, those with full civil capacity (18 years of age or older in mainland China) Citizens) who have certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

2. The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his basic information, etc. And submit certain copies of documents and certificates to the card issuing bank.

After the customer fills in the application form truthfully, he or she must also submit relevant credit certificates while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature

Baidu Encyclopedia - Credit Card

Baidu Encyclopedia - Rural Credit Cooperatives