Guangfa Bank has a credit card loan, which requires a stable source of repayment, good credit information or collateral with clear property rights, such as real estate and vehicles.

Conditions required for the loan of Guangfa Bank:

(1) Persons who have reached the age of 18, have full capacity for civil conduct, and have permanent residence for urban residents or legal and valid identity certificates, the age of the lender required for bank loans is generally between 18-60.

(2) have a stable legal income and the ability to repay interest;

(3) Good credit information;

(4) Other conditions required by the lending bank.