Let me answer your questions! If you apply for a Postal Bank credit card, it usually takes 20 working days for review. If you pass the preliminary review, the bank will send you a text message and then ask you to go to a bank branch for an interview. If your information is still under review, you will not receive any text messages. If you want to know the progress, you can log in to Postal Bank's personal online banking, then find the credit card application, then find the application progress, and then check specifically. Generally speaking, "Under review" will be displayed.