Bank of Communications credit card overdue for more than 3 months will be suspended, but it also depends on the personal habit of using the card at ordinary times. If there is no record of overdue bad use, it may be banned for 3-4 months. If there is an overdue record before, the card may be blocked if it is overdue 1 month.

After the card is blocked, you can contact the bank to unblock it after paying off the debt. If the bank agrees to unseal the card, you still need to reactivate the card according to the original steps of opening the card.

First, the Bank of Communications credit card customer service phone activation

You can activate your card by calling the 24-hour customer service hotline displayed on the back of the Bank of Communications credit card. Please follow the voice prompts for the specific operation process.

Second, the Bank of Communications credit card online activation process

Log in to the homepage of Bank of Communications Credit Card Center and log in to Bank of Communications Credit Card Online Banking to activate the credit card.

Tips:

1. If you did not select the "Confirm transaction by password" function when filling out the credit card application form, you can make credit card consumption after activation.

2. If you select the function of "password confirmation transaction", you must set the transaction password in online banking or telephone banking before you can use this password for credit card consumption.

3. If the credit card activation information is entered incorrectly for three consecutive times, it cannot be activated in online banking or telephone banking. Please call the customer service hotline displayed on the back of the card for manual activation.

4. The home phone number is the registered home phone number of the main cardholder, and there is no need to enter the area code and extension number.