Online shoppers know that Taobao didn't have this 1% handling fee before, so where did this handling fee come from? In this regard, Taobao said that some merchants on Taobao did not open credit card payment. In the past, in order to allow users to use credit cards to shop in these stores, Alipay provided each user with a credit card experience limit in 500 yuan every month, which means that this part of the transaction cost was borne by Alipay. With more and more users, the "free lunch" originally provided to users has become the cost pressure of Alipay. For cost reasons, the free credit card experience quota in 500 yuan has been cancelled. If users choose to pay by credit card, they need to pay the handling fee out of their own pockets.

The following small series introduces the small coup of exempting 1% handling fee, for reference only!

Take pictures of what you want to buy first, and then enter the settlement and payment interface. A payment method interface will pop up. We choose credit cards. Here we can see that there is an option of quick payment. We don't choose this, we choose "choose other" below.

Enter "Select Bank", you can find your own credit card, and click "Next".

After entering the next step, we will be asked to fill in the information such as "name-certificate-credit card number-mobile phone number-check code", and remember to remove the check option of "Enable fast payment, and you can pay quickly with Alipay payment password next time". Click "Agree to the Agreement and Pay". So there is no need to pay the handling fee.

Bian Xiao tip: Some bank credit cards don't support online banking payment, such as ABC credit card. If you don't want to pay the handling fee, you can only change your card.