There is a risk of fraud. Quick Pass: The Quick Pass function is activated by default when we apply for a bank card. Some bank staff will inform you, and some will activate it directly. Then this Quick Pass function is: a password-free and visa-free function for small amounts.

With a bank card with Quick Pass function, when the single purchase is less than 1,000 yuan, you can swipe the card directly at the POS machine with a "beep" sound, and there is no need to enter a password at all. There is no need to enter a password or sign, so it is quite convenient to use.

Security risks: From the above understanding, everyone knows that the Quick Pass function is very simple and fast, and there is no need to enter a password or sign. But if this bank card is accidentally lost and falls into the hands of criminals, it will be very scary just thinking about it. Because money can be swiped without entering a password, the possibility of the bank card being stolen is very high. Therefore, if the Quick Pass function is not needed, we can go to the bank to turn off this function, or call the bank customer service to see how to operate it. Can be closed

1. The cancellation methods of different types of bank cards are different:

1. Debit card:

Debit card account cancellation can be You can take the initiative to cancel the account yourself or the bank can cancel it automatically. To cancel on your own initiative, you only need to go to a bank branch with your ID card, bank card and other relevant information. In the case of automatic cancellation by the bank, you need to clear the bank card balance yourself to handle it. Generally, when there is a bank card that has not been used for a long time and has a small balance, the bank will automatically cancel the account.

2. Credit card:

Credit card accounts can be canceled by calling customer service or canceling at bank branches. In the case of phone cancellation, the user can call the customer service hotline of the credit card and ask customer service to help cancel the card. In the case of cancellation at the counter, the user needs to bring their ID card, credit card and other relevant information directly to the branch of the credit card issuing bank for processing

2. Process:

1. First, if the bank card is borrowed If you charge the card, you don't necessarily need to cancel it. When there is no money in the card, the bank card will enter sleep mode, and after a while, the system will automatically cancel the bank card.

2. If you must cancel the card, you can only go to the bank counter in person to cancel it. You need to take your ID card to the place where the account was opened to cancel it. Remember, you must go to the place where the account was opened. This cannot be done in another place.

3. If it is a credit card, because the credit card can be overdrafted, it is best to take it to the bank to cancel it if you no longer use it, and the money in the credit card does not have interest.

4. Please pay attention before canceling your credit card. If there is an overdue record on your credit record, it is not recommended to cancel it. If you cancel at this time, the overdue records will be kept for a long time. It is recommended to maintain good repayment habits and wait until the overdue records are covered before applying for cancellation.