Credit cards of credit cooperatives need to be audited. Only through the investigation of personal income, repayment ability and credibility can we determine the appropriate credit limit for customers and handle credit cards for a period of time. If you need to inquire (agent) or make a phone call, you can accept the inquiry of the bank (agent).
2. How to check the credit card application progress of rural credit cooperatives?
You can directly call the customer service hotline of the bank to which the credit card belongs, and turn to manual service for inquiry;
Log in to official website of the bank to which the credit card belongs, make an inquiry, follow the prompts and fill in the relevant personal information, and you can inquire about your own card handling situation;
You can go directly to the counter of each bank outlet to consult the staff about the progress of credit card application.
China Rural Credit Cooperative is an important part of China's financial system and the main cooperative financial organization form at present. Rural credit cooperatives are cooperative financial institutions composed of members' shares, which implement democratic management and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets, enjoy civil rights and bear civil liabilities according to law.
Main business:
The main businesses of rural credit cooperatives are traditional deposits, loans and remittances. In recent years, with the rapid development of China's rural economy, rural credit cooperatives have actively expanded their service areas, innovated service varieties, increased service means and further enhanced their service functions on the basis of serving "agriculture, countryside and farmers".
In some areas, rural credit cooperatives have provided intermediary services such as agency, guarantee and credit card, and tried to offer new services such as bill discount, foreign exchange trading, telephone banking and online banking, providing better and more convenient financial services for members and customers.
3. How to inquire about the credit card application progress of rural credit cooperatives?
Credit cards of credit cooperatives need to be audited, and the appropriate credit line can be determined by investigating personal income, repayment ability and credibility. It takes some time to apply for a credit card after submitting the materials. If you need to check the progress, you'd better ask the accepting bank (institution), or you can call all accepting banks (institutions) to ask.
4. How to treat the credit card part of personal credit report?
Generally divided into three categories:
1. loan. Housing loans, commercial housing loans (such as apartments), credit loans, consumer loans and so on.
2. Credit card. Number of credit cards.
3. others. Such as secured loans.
Summarize it here and see how many credit records you have in your name.
Third, details of credit transaction information. This is the key point and the place with the largest amount of information.