There are two main types of single currency cards: one is a single currency credit card; The other is a single currency debit card. Single-currency credit card is a credit card with RMB settlement account, and its function is basically the same as that of dual-currency credit card.

Generally speaking, ordinary consumer credit cards applied by domestic banks can be classified as single-currency credit cards. The characteristic of this credit card is that it only supports RMB settlement, and generally it can only be used for shopping and consumption in China. In other words, this kind of credit card cannot be used abroad and does not support the use of any foreign currency.

However, the advantage of single-currency credit card is that it is very convenient to use in China, including supporting all the services of UnionPay, and enjoying the points and preferential activities launched by major banks when spending in China.