Factors affecting credit card limit:
1. Marital status: Married customers will be more stable and more favored by banks than single customers.
2. Technical titles and working conditions: Technical titles are the testimony of customers' working ability. Employees in industries with high stability can get extra points.
3. Economic ability: People with detailed personal income certificates, stable income and long-term income growth prospects will get higher ratings.
4. Personal housing: owning personal housing can also show that individuals have a certain economic foundation and can get extra points.
5. Credit history: If the borrower has an account in the bank in the past and funds often come in and out, the bank will also consider adding points as appropriate.
6. Education level: Graduate students or above will be rated as higher.