Honey, credit cards can be used for loans.
Loan Term: Generally, the longest term of car purchase by installment is 24 months.
Down payment: If you buy a car by credit card, you generally need to pay a down payment of not less than 30% of the car price.
Limit: The bank has regulations on the credit card installment loan amount. For example, CCB stipulates that the installment amount range of car purchase is 200,000-200,000.
If it helps you, remember to adopt it!
Second, how to analyze whether digital RMB can repay loans and credit cards?
Digital RMB can repay loans and credit cards.
Simply put, digital RMB is the digitalization of RMB, and it has not changed the essential attributes and functions of RMB. So digital RMB can be used to repay loans and credit cards. However, the digital RMB is still in the pilot period, and the application scenarios and
3. Can I get a credit card loan?
Can I get a credit card loan?
Credit card loan means that the bank gives credit card installment quota according to the credit status of the credit card holder, without occupying the credit card's own quota, and the cardholder can repay the loan in installments after swiping the card. Common credit card loans include Shanghai Pudong Development Bank Universal Fund, Guangfa Bank Financial Fund, Bank of Communications Enjoy Loan, China CITIC Bank New Express, and Dream Scholarship.
Pufa general fund
Pufa Universal Fund is an installment loan that exceeds the credit line and does not occupy the credit line of the credit card itself. As long as you have both a credit card and a debit card of Shanghai Pudong Development Bank, you can open this business in a short time. The loan amount varies from 1 1,000 yuan to 300,000 yuan according to the qualification of each cardholder. At the same time, the loan amount can only be used for consumption, including but not limited to decoration, wedding, car purchase, home appliances, tourism, medical care and so on. Can not be used for investment, including stocks, futures, housing and other equity investments.
Guangfa caizhijin
Financial wisdom fund is a kind of cash credit service provided by Guangfa Bank for high-quality cardholders, which is divided into two products: ordinary financial wisdom fund and exclusive financial wisdom fund. Ordinary financial wisdom fund is suitable for users with small capital needs, and the loan period is 3-24 months. The exclusive wealth management fund is suitable for users with large capital needs, and the loan period is 6-36 months. Financial intelligence can only be used for consumer purposes, not for non-consumer areas such as production and operation, investment, debt repayment and lending.
Bank of communications enjoys a loan.
Good loan is a credit installment payment business launched by Bank of Communications. In addition to the original credit line of the card, a separate credit line for non-circulation is added, and the maximum credit line can reach 6.5438+0.5 million yuan. At present, in Bank of Communications, except for official cards, quasi-credit cards, installment cards, BOSS cards, and global cards, other major credit cards can apply for good loans, and the good loan transaction charges 0.72% of the full recorded principal as a handling fee every month.
Cash treasure and Dream Banknotes Newly Launched by CITIC Bank
The new fast loan is a cash installment service within the credit line provided by CITIC Bank to customers. After processing, the money can be transferred to your debit card and repaid monthly according to the prescribed principal and interest.
Yuanmengjin is a credit line provided by CITIC Bank for high-quality cardholders' large consumption. It is an additional exclusive consumption installment quota granted on the basis of the credit evaluation of the cardholder and the permanent credit limit of the original credit card.