1. Repayment at the business counter-RMB/USD cash can be directly deposited into the Sunshine Credit Card account, or transferred to the credit card account through the RMB/USD account of Sunshine Debit Card to complete repayment.

2.CRS repayment-Insert your Sunshine Credit Card into the CRS of China Everbright Bank and deposit it in the credit card account in RMB cash to complete the repayment.

3. Automatic teller machine (ATM) repayment: transfer the money from the RMB account of Sunshine Debit Card to the credit card account on the ATM of China Everbright Bank to complete the repayment.

4. Repayment by the multimedia self-service inquiry machine: transfer the money from the RMB/USD account of Sunshine Debit Card to the credit card account of the multimedia self-service inquiry machine of China Everbright Bank to complete the repayment.

5. Automatic Transfer Repayment-You can authorize China Everbright Bank to automatically deduct money from your designated Sunshine Debit Card account before the monthly repayment due date.