Benefit 1: Overdraft consumption. In the past, we only saved enough money to buy the things we wanted to buy and the places we wanted to visit. Now that we have a credit card, traveling on the fly is no longer a dream. You can go wherever you want with a credit card.

Benefit 2: Saves you the trouble of carrying cash. Credit card consumption avoids the trouble of paying cash for consumption in the past, and there is no need to worry about the danger of carrying too much cash with you.

Benefit Three: You can participate in various discounts. Many merchants have cooperated with banks. Consumers can enjoy discounts and other preferential activities when purchasing at merchants with their corresponding bank's credit card. Customers can save money and earn points, so why not?

Benefit 4: Additional preferential treatment. In addition to enjoying discounts, points and other discounts, some bank credit cards also offer additional services. For example, some bank credit cards allow you to enjoy free car wash services at designated places at fixed times every week, or some bank credit cards offer free insurance services.