PhotonPay:
Support multi-currency collection, including mainstream currencies such as US dollar and euro, which is convenient for businesses facing European and American markets.
Providing a global acquiring scheme, supporting international credit cards and various local payment methods will help to open up the "last mile" of the target market.
Online operation in the whole process, low cost, and fast payment, generally 1 working day, which is helpful to speed up the withdrawal of funds.
Payer:
Innovative financial technology provides financial solutions for small and medium-sized enterprises and professionals, and is suitable for B2C and B2B businesses.
Support the fund collection of mainstream cross-border e-commerce platforms such as Amazon and Wish, which is convenient for businesses to operate across platforms.
The withdrawal time is generally 1-3 working days, which may be postponed on weekends, which is relatively slow, but the withdrawal fee is capped and the cost is controllable.
Lianlian International:
Provide 7*24-hour fast cash withdrawal service (except China statutory holidays) to ensure that merchants can handle funds at any time.
Specific rates and service details may need to be further understood according to business needs and cooperation.
To sum up, the three companies have their own advantages. Photonic Easy has outstanding performance in monetary support and global acquiring, and is suitable for businesses that need diversified payment methods. Pai Anying has rich experience in cross-border e-commerce platform collection; Lianlian International provides convenient withdrawal service. Therefore, the specific choice of collection tools needs to be comprehensively considered according to the actual needs of merchants, business scale, cooperation conditions and other factors. It is suggested that merchants can learn more about the service details and rates of each family and choose the collection tool that suits them best.