2 card expiration: the bank card is valid, and it will be invalid if it exceeds the service life. We can apply for a new card, which can be mailed or picked up at the bank counter.
Loss reporting card: If our bank card reports the loss, the old card will not be used normally, so it will be invalid.
If we encounter an invalid bank card, we can check it ourselves according to the above reasons, or take it to the bank outlet for consultation.
Banks are legally established financial institutions engaged in money and credit business. It is the product of the development of commodity currency economy to a certain stage.
function
A bank is an enterprise dealing in money, and its existence is conducive to raising and financing social funds. It is a very important member of financial institutions.
We can see the business of the bank. On the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, banks act as intermediaries between lenders and borrowers.
On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries.
The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.
The method for querying bank card running water is as follows:
1. Users can make inquiries in our mobile banking. Download, log in and bind the bank card, and you can see all the transactions of the bank card in my account.
2. Users can choose to bring their own bank card and ID card to the counter of any bank branch under the issuing bank for inquiry.
3. If the user only wants to check the bank card flow in a short time, he can choose to check it at ATM. Generally, about 10 transactions can be found at ATM.
How to unfreeze frozen bank cards?
There are many reasons why bank cards are frozen, and users can unfreeze them according to the reasons. Common reasons are:
1. If the savings card is frozen due to incorrect password, the user needs to bring valid ID and original bank card to the bank outlet to unfreeze it. When unfreezing, if the assets are less than 50,000, you can reset the password on the smart teller machine. If the balance in the card exceeds 50 thousand, you need to go to the counter in person.
2. If the savings card is frozen for judicial reasons, it needs to be unfrozen after fulfilling the corresponding obligations. For example, you need to repay others' debts before you can unfreeze them.
3. If the savings card is not used for a long time, which leads to the freezing of the counter business, I also need to go to the counter with a valid ID card and bank card.
4. The credit card is frozen and needs to be unfrozen. The reason may be illegal credit card swiping or cashing. So it's best to go to the bank counter and get rid of the corresponding reasons before using it. If it is frozen because of the wrong password, you must also go to the counter.