Ping An Bank’s installment credit card is an installment card product designed for customers with installment needs, and provides customers with smart installment services for single purchases.

1. Annual fee

RMB 100 per year (no supplementary card). If you use the card 6 times in the first year, the annual fee will be waived for the next year, and so on.

2. Intelligent installment:

1) Single consumption installment of ≥300 yuan can enjoy automatic installment;

2) Number of installments: 12 installments;

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3) Installment handling rate: 0.75 per installment; (The number of installments and starting amount cannot be modified; the installment handling rate is the same as the current single installment business rate standard. If adjusted, please refer to the official website of Ping An Bank. )

3. If you spend RMB 1 with points, you can accumulate 1 Miles Point.