Many college students apply for credit cards for the first time and have no experience. They often get tricked or have difficulty passing the application review. Next, the editor will take stock of several banks with low review thresholds and high pass rates.
Which bank credit card is easier for college students to apply for?
China Everbright Bank
China Everbright Bank has a lower credit card approval threshold. As long as the applicant has a good credit profile, it is basically acceptable. Passed, and the credit limit is relatively high. The limit of most Everbright Bank regular credit cards can reach 10,000 yuan.
CITIC Bank
Applicants for the main card are between 18 and 65 years old, and applicants for the supplementary card are between 16 and 75 years old. Natural persons with full capacity for civil conduct can apply for a CITIC Bank credit card. , the requirements are not high. In addition, although the CITIC Bank credit card limit is not very high, the limit can be increased relatively quickly, as long as the cardholder uses the credit card as soon as possible and maintains a good credit report.
Minsheng Bank
Applicants aged 18-65 years old, with a stable job and legal source of income, and the ability to repay on time can apply for a Minsheng Bank credit card. Minsheng Bank's credit card review threshold is low, the starting limit is relatively high, and the limit is increased quickly.
China Merchants Bank
The number of credit cards issued by China Merchants Bank is second only to Industrial and Commercial Bank of China. Its credit card application threshold is not high. Basically, as long as there are no problems with your personal credit report and you have a stable job and income, it can be approved.
Ping An Bank
The principal cardholder’s application age is between 20 and 65 years old, and the supplementary card applicant’s age is between 14 and 65 years old. In addition, new user applications need to provide credit card application form, valid resident ID card, work certification documents and other information. At the same time, the applicant's personal credit profile must be kept good and the debt ratio should not be too high.
Apply for a credit card that suits you. The threshold is low, the efficiency is high, the limit is high, and the approval rate is high. Credit card entrances for major banks: Everbright Bank Credit Card Application for free, quick pass, high pass rate. Apply for this The Guangfa Bank credit card is free of annual fees for the first year, and the annual fee is waived for the following year if you make 6 transactions. Apply for this card. China Merchants Bank Credit Card. A variety of personalized card options and various consumer rights. Apply for this card. Minsheng Bank Credit Card. Easy to apply for the card. High credit limit. No annual fee. Apply for this card. CITIC Bank Credit Card. Various cards. Various rights and interests. Apply for this card. Ping An Credit Card. Car owner rights card, video rights card, travel rights card, king co-branded card, choose to apply for this card with various rights and interests. Huaxia Bank Credit Card is the choice of young people, popular, classic and high-end Huaxia various cards. Choose to apply for this card. Shanghai Pudong Development Bank Jingdong PLUS The first swipe of the co-branded card will give you a PLUS annual membership card with no annual fee. If you spend 6 times, you will be exempted from the annual fee. Apply for the Shining-themed Shuning Gold Card (Wukong Edition) in the next year, with no annual fee for swiping the card, exclusive to young people. Apply for this card, VISA Sunshine Business Travel Shuning Credit Card, to waive the annual fee for swiping the card, to waive the annual fee for the first year of approval of the card, and to waive the annual fee for the following year if you swipe 3 transactions or spend a total of 2,000 yuan. Apply for this card Everbright Fashion Shuyu Credit Card C-position debut, exclusive for goddesses Apply for this card Sunshine Yiren Town Jin Shuning Credit Card Understands your elegance and understands you Yiren Card Apply for this card Everbright Rural Revitalization Charity Theme Shuning Credit Card New users can enjoy an instant discount of 110 yuan Apply for the Golden Gift Pack Sunshine UP Unbounded Credit Card to save money, spend money, and live a good life. Apply for the Minsheng Yufu Co-branded Credit Card to waive the first-year annual fee. If you make purchases using the card in the current year, the annual fee for the next year will be waived. Apply for the Ping An Bank Platinum Credit Card to waive the annual fee for the first year. , consumption can be waived for the next year's annual fee. Apply for this card. Guangfa UnionPay Youyu Gold Card. WeChat/Alipay/Union QuickPass. 0.5% cash back. Apply for this card. CITIC Bank Credit Card. Jingdong PLUS Co-branded Card. Send Jingdong PLUS members. Apply for this card. CITIC Bank Credit Card - Yan The limit of the card series can reach up to 100,000, and you can enjoy 50% off food with no annual fee by swiping the card. Apply for this card
The above-mentioned major banks have low credit card review thresholds and high pass rates. You can pay attention to them.