The online application of China Merchants Bank Credit Card begins with the submission of application materials, and the normal review time is within 10 working days. Once approved, China Merchants Bank Credit Card Center will make the card within two working days, and then send it by registered mail according to the billing address, which will take about one to two weeks to receive.

After submitting a credit card application online, the applicant may receive a phone call from the bank, which is one of the credit card review processes of the bank. Generally, after receiving the call, whether the audit result is passed or not will be given.

In addition, after 10 every day, you can click "Application Progress Query" on China Merchants Bank Credit Card official website to check the audit results, or you can call China Merchants Bank Credit Card Center for voice query results.

As for the initial amount of credit card application, it is mainly determined according to the applicant's personal qualifications and the supporting materials submitted, and it is impossible to predict in advance.