It will take some time for automatic repayment of credit card from deduction to successful repayment. If you receive the deduction notice, you can log in to the online banking to check the repayment status. If the repayment shows that it is being processed, you need to wait patiently as long as you reach the expected repayment time.

Secondly, confirm whether the repayment has arrived:

If the repayment has been successful, but it has not arrived in the account, you can verify the arrival in the following ways:

1. Log in to the online banking to check the credit card repayment details and see if the debit card is a bound debit card, but this is unlikely;

2. Check whether the credit card limit has been restored through official WeChat account and online banking. After all, after successful repayment, the arrival time of some banks may not be timely, especially when using debit cards from other banks to repay credit cards, the arrival time is usually delayed by 1~2 days. In this case, it is best to call the service hotline of the issuing bank and transfer it to the manual customer service to confirm the entry.

3. If the repayment is successful after the inquiry, but the money has not arrived and the line has not been restored, the biggest possibility is that the bank clearing system network is busy or the internal system of the bank is upgraded. Usually, the bank will issue a notice in official website, and the account can be received after the system is restored.

Tips: You must repay the credit card on time after use, and there can be no overdue situation, because there will be penalty interest after overdue. The longer the time, the more penalty interest, and the bank will collect it after overdue. If it is not paid back for a long time, the bank can sue the borrower and must return it after the court's decision, otherwise it will be enforced.

When the credit card can't be repaid on time, you can use installment repayment or minimum repayment amount. When using installment repayment, certain conditions must be met, and different installments can be selected. It is worth mentioning that repayment can be made in advance after installment, which can save the expenses of handling fees.

Overdue repayment of credit cards will be uploaded to the credit information center, which will lead to poor personal credit information and affect the subsequent handling of various loans. In order to ensure that the credit card can be returned on time after use, users can think about what income they have used in advance when using the credit card. If the income is not much, they should use it carefully at this time.