Visa Signature is not a fixed nb level... Visa Signature on low-level cards is also very common in the United States, so there is nothing to make a fuss about.

For example, Chase's credit cards, as long as the approved credit limit reaches US$5,000, are all Visa Signature cards, even the lowest-end entry cards, Slate and Freedom. Moreover, if the approved credit limit is less than 5,000, it will be upgraded to Visa Signature if the credit limit reaches 5,000 later. Higher-end cards (such as CSP) will have a limit on the card approval limit. You must have at least US$5,000 to approve the card, so it must be Visa Signature.

Other banks such as US bank have the same rules, except that if the high-end card has less than 5,000 card limit, they will not reject you, but will downgrade you to a low-end card. Citi and the like do not have such clear limit limits, but they have similar rules.

In addition, MasterCard World Elite also has similar rules. The ratings of Visa and MC are not so much card levels, but rather credit levels.

The benefits of Visa Signature are really useless... The only useful one at the moment seems to be discounts for occasionally buying movie tickets...

Card organizations in the US market do not have so many tiers, and Visa generally only has There are two levels of Visa and Visa Signature, and Visa Infinite seems to be only one card issued by a small bank.

MC has three levels: MC, MC World and MC World Elite, but there is no difference between them.

Amex and Discover have no ratings.

The grade of the card depends entirely on the issuing bank. The grade of the card organization only affects the logo...