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Why credit cards can negotiate repayment! Is the online loan interest rate too good to discuss? !
Because online loans are personal loans, that is, money lent to you by individuals, people are definitely unwilling to negotiate. Credit card is the money lent to you by the bank, and you have to pay it back sooner or later, so people can negotiate, that is, one is formal channels, legal protection, the other is personal loans, and the most serious is only civil disputes.
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