Not necessarily. You can activate IOUs with savings cards and credit cards. The specific types of bank cards supported are subject to the actual display when you activate them. You can apply through the following channels:

1, the computer side activates the white bar.

Computer-side operation path: Jingdong Finance Home-White Bar-Activate White Bar

2. jingdong financial App activates the white strip.

Operation path: JD Finance App Home Page-White Strip-Activate immediately