Third, credit cards issued by foreign-funded banks enjoy exemption from annual card fees for a certain period of time, usually for six months to one year. Fourth, foreign-funded banks have rich points redemption products and diverse points strategies. For example, Citibank adopts a permanent effective method for basic points, and after successfully applying for a card, you can also choose a consumption method that accumulates 3 times the points. Compared with most banks, this On the one hand, it is quite favorable; Bank of East Asia is valid within the validity period of the card.

In addition, Citibank credit cards currently among foreign banks have obvious advantages in terms of additional benefits. For example, Citibank credit cards provide cardholders with free nationwide 24-hour emergency road assistance, including unlimited nationwide coverage. On-site private car repairs, emergency oil delivery, towing/craning, transportation arrangements during repairs, etc., providing home assistant service arrangements, and providing household goods protection with additional personal liability protection. However, these similar services are usually only available with platinum cards in domestic credit cards. Looking at the level, ordinary level credit cards rarely have so many services, and such advantages are also very eye-catching.