What are the installment fees and interest of the China Merchants American Express Card? I believe that many cardholders will often choose to use credit cards such as the China Merchants American Express Card after serious overdrafts due to financial pressure. The bill is paid off in installments, which is really not a big deal. But before choosing installment, we must understand clearly the related costs of bill installment, such as handling fees, interest, etc. For those who like to travel abroad, the China Merchants Bank American Express Card is a very good credit card. With this card, customers can get travel support at more than 2,200 American Express travel offices in more than 140 countries and regions around the world during their travels. , of course, you can also choose to repay the bill in installments after overdraft consumption. Today, I will teach you the knowledge you should know before "bill installment". 1. Is there any limit on the amount of CMB credit card bill installment? Of course this exists. After using a China Merchants Bank credit card for overdraft consumption, the amount of the bill installment shall not exceed 90% of the new consumption in the current period. 2. How much handling fee will be incurred by CMB’s credit card bill installment? Credit card bill installments will charge a certain handling fee. China Merchants Bank credit card bill installments have different handling fees depending on the number of installments. Take the Merchants American Express Card Installment as an example: 3-, 6-, 10-, 12-, 18-, and 24-term rates are the unique choices for global travelers; globally selected preferential merchants; ) 3. Do I need to pay the handling fee for early repayment after installment? There are two main types of handling fees charged by banks. One is to charge a one-time handling fee in the first month and not charge it thereafter. The other is to charge monthly, that is, a certain handling fee is charged every month until the end of the installment. But no matter which method is used, if you choose to repay in advance, you still have to pay the full installment fee at that time. 4. Can I apply for installment during the temporary quota period? China Merchants Bank has regulations that cardholders cannot apply for bill installments when they are in the temporary limit increase period. You can apply for installment only after the temporary quota period ends. If the cardholder's temporary limit has not been used, he can call the customer service center and request to restore the original limit, and then apply for installment repayment.